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<copyright>Copyright 2008, UkClassifieds.co.uk</copyright>
<pubDate>Tue, 02 Dec 2008 11:00:14 +0000</pubDate>
<lastBuildDate>Tue, 02 Dec 2008 10:11:09 +0000</lastBuildDate>
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<title>CHEAP calls to EUROPE from (landline or mobile)</title>
<description>dial 0844 431 5370 or for 1p see ad (c) ( click on ad &amp; enlarge

website under reconstruction
with partner</description>
<link>http://stoke-on-trent.ukclassifieds.co.uk/cheap_calls_to_europe_from_landline_or_mobile-o310089.html</link>
<comments>http://stoke-on-trent.ukclassifieds.co.uk/cheap_calls_to_europe_from_landline_or_mobile-o310089.html</comments>
<pubDate>Sun, 14 Oct 2007 01:23:53 +0100</pubDate>
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<title>Bank Charge Recovery</title>
<description>Reclaim Bank Charges
Call Free 0800 0 811 558
http://www.llltd.org.uk &#160;
Banks have been charging their customers extortionate amounts whenever they go overdrawn, a cheque is bounced, a direct debit payment is returned, etc.The Office of Fair Trading has ruled that it is unlawful for banks and credit card issuers to charge more than the cost incurred to them when their customers: 

Go over their overdraft limit 
A cheque is bounced 
A Direct Debit is returned 
And many other similar misdemeanoursPenalty charges are illegal. Banks can only impose charges, which are in proportion to their costs. Many believe there&#39;s no way a &#163;30ish charge, when someone exceeds their overdraft limit or bounces a cheque, is proportionate.Remember it could simply be 1p over the limit and you&#39;re charged, and even if it&#39;s more, you pay interest anyway. It&#39;s their costs we&#39;re looking at. Does it really cost &#163;30 for a computer to write and send an automated letter?If it isn&#39;t proportionate then it&#39;s illegal, and thus you&#39;ve a right to your money back.How can charges get so big, why do people reclaim &#163;1000s?These charges snowball. Imagine you go beyond the overdraft limit, you&#39;re then hit with a fine for that and a couple of fines for bounced cheques or Direct Debits. Now suddenly you&#39;re around &#163;100 down, which you can&#39;t afford to repay - next month there are more fines - and so it continues.Why don&#39;t the banks fight back? I believe there are two reasons banks haven&#39;t yet effectively fought back. First they worry courts may set a precedent against them, opening the floodgates for millions to reclaim their charges. Plus there&#39;s the fact that to fight this fully in Court, banks would have to reveal their costs; this is commercially sensitive and the last thing the banks want to do - even if they have to pay out compensation. </description>
<link>http://stoke-on-trent.ukclassifieds.co.uk/bank_charge_recovery-o245129.html</link>
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<pubDate>Tue, 03 Jul 2007 15:43:44 +0100</pubDate>
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<title>Fun Ann Summers Parties in Stoke on Trent Area</title>
<description>

&#160;How do you fancy a great night, having a laugh will all the girls, all for free and with free gifts?

&#160;&#160;
Book an ANN SUMMERS party today!
&#160;

Get a FREE gift 
Get 10% of the total party sales off your personal order (&#163;300 sales means &#163;30 off for you!!) 
Play fun games 
WIN prizes in the raffle 
Get to see our seductive new lines in your own home, place you orders discreetly and have them delivered to your door 
And all this for FREE
&#160;
Great for hen nights, birthdays or a girly night in!
&#160;
BOOK YOUR ANN SUMMERS PARTY NOW!
Call Natasha on 07921 505 199 

&#160;</description>
<link>http://stoke-on-trent.ukclassifieds.co.uk/fun_ann_summers_parties_in_stoke_on_trent_area-o192584.html</link>
<comments>http://stoke-on-trent.ukclassifieds.co.uk/fun_ann_summers_parties_in_stoke_on_trent_area-o192584.html</comments>
<pubDate>Wed, 28 Feb 2007 16:19:10 +0000</pubDate>
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